Open capital99 With Clear Terms

Our Terms & Conditions form the agreement between you and us when you create, access, or use an account. They explain accurate registration details, phone verification before account access, acceptable use, wallet ownership, transaction checks, account closure, and the process for asking us to correct a

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   record. You remain responsible for reviewing the current wording before using DANA, OVO, GoPay, QRIS, bank transfer, or a virtual account. Payment records may need to match your account details before we can complete a request. Access to the lobby and any account feature depends on

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   local law, and we may restrict access where local law permits. The policy also explains how changes are posted and how you can contact us if a clause or account action is unclear.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.